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All Web site design, text, graphics, the selection and arrangement thereof, and all software is the exclusive property of Lydia Consulting, Inc., and is protected by U.S. and international copyright laws Copyright © 1998-2001, Lydia Consulting, Inc. Any use of materials on this Web site without prior written permission of Lydia consulting, Inc., is strictly prohibited.


Lydia Consulting, inc. provides this site and its contents on an "as is" basis and makes no representations or warranties of any kind with respect to this site or its contents..


Neither Lydia Consulting Inc. nor any of its directors, employees or other representatives will be liable for damages arising out of or in connection with the use of this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.